5 Reasons Why Market Timing Is Not Always Bad

Michael Batnick wrote an article on The Irrelevant Investor blog entitled, "Should I Time the Market?" In it, he responded thoughtfully to a 30-something investor who posed a question about timing the market. Given where valuations are, and that he has many decades ahead of him, would it make sense to wait for a better pitch over the next five years? This is an excellent question that I think deserves further discussion.

IM 048: How I Saved $100,000 Right After College | Bola Sokunbi

Bola Sokunbi, who saved her first $100,000 in a little over 3 years right after college shares tools and tactics to help you take control of your finances.

IM 047: Building a Business From Gas Station to Rentals and Limousines | Howard Gogel

Howard Gogel, President and CEO of My Limo and Gogel Auto, shares how he's built his business and warns of things you should know when using ride share apps like Uber and Lyft.

IM 046: Give a Little, Help a Lot at Kiva.org | Jessica Hansen

Kiva's Jessica Hansen explains how to use microfinance to lend a little and help a lot. Learn how to do more with your money and make a sustainable impact.

7 months later: Bitcoin from mania to pain trade

Roughly 7 months ago, I wrote the blog post titled "Bitcoin mania will end in tears." Given my experience during the internet stock bubble of 1999, it felt like bitcoin and crypto were in a similar period of boom soon to be followed by bust. Those who said "this time is different" were proven wrong, again.

IM 045: The Power of Spreadsheets and Tracking Your Money | Peter Polson

Learn about the entrepreneurial journey of Peter Polson, CEO of Tiller Money. Find out why he wants to empower you with tools to automate spreadsheets so you can take control of your money.

IM 044: Learn to Invest Like Warren Buffett | Danielle Town

Learn how Danielle Town transformed herself into an investor and the investing practice that got her there. She explains time-tested Warren Buffett investing principles in terms that everyone can understand.

US stocks outpacing international again in 2018

Heading into 2018, I listened to many strategy calls from the leading Wall Street players and the consensus view was pounding the table on international stocks over US stocks. Their call was in favor of international because of cheaper valuations and long-term under-performance. This didn't sit well with me. Sure valuation is cheaper but there is a reason for it. The European economy has been recovering from significant issues with a deep Greek recession, the surprise Brexit, and Deutsche Bank whose stock is trading below its crisis 2009 low. Just this week, the ECB cut their growth forecasts and announced they will keep rates at record lows for at least another year.

IM 043: Why Not Now? Take Your Idea From Dreaming to Doing | Amy Jo Martin

From innovating social media strategies with Shaquille O’Neal to dissecting the critical moments that have changed the lives of wildly successful and fascinating people, Amy Jo Martin is a renegade. In this episode, we talk social media, wealth, health, purpose happiness, and more.

An impartial review of the Nationwide New Heights 12 Fixed Index Annuity

The annuity business has grown in popularity as investors, especially those nearing retirement, look for options to protect themselves from stock market volatility and give them a decent income stream in retirement. With over $200 billion in annual sales, the annuity industry is big business with lots of salesmen trying to persuade you to make a purchase.

Today I will dig deep into the Nationwide New Heights annuity which has been requested by several readers. It currently is one of the top 10 best selling annuities on the market. Sales of indexed annuities, a fixed annuity that provides a minimum guaranteed rate of interest combined with an interest rate tied to movement of an index, increased to $14.6 billion in the 4th quarter of 2017, a 4.9% gain year over year.

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