Runnymede Blog

3 Steps to Protect Your Brokerage Account From Cybercriminals

Submitted by Chris Wang on Fri, 11/7/2014 - 11:44

hackerWe are all aware of the increasing risks of cybercrime. Target, Home Depot and other major retailers have exposed the vast majority of Americans to cybercriminals; but most of us haven't seen the after effects... at least not yet. Therefore it is of utmost importance to protect your personal data as much as possible because you don't want to have your identity stolen. To do this you must stay ahead of the curve and more importantly ahead of the criminals.

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US Service Sector growth slows in October

Submitted by Chris Wang on Wed, 11/5/2014 - 12:51

ism_oct

The US service sector slowed more than expected in October, marking the second straight month of slower growth and its lowest level since June. However employment hit a new nine-year high. The survey showed the key service sector, which accounts for roughly two-thirds of US GDP, remained solidly in growth mode.

The Institute for Supply Management (ISM) reported that its service index fell to 57.1 from 58.6 in September. This was slightly below economists' forecasts of 58. This marks the 57th consecutive month of growth. A reading above 50 indicates the sector is expanding.

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The Bull Market is on Borrowed Time

Submitted by Chris Wang on Tue, 10/14/2014 - 04:00

Over the last month, the bull market looked to be running on tired legs. Small cap stocks (Russell 2000 Index) fell 11% since the beginning of September while the S&P 500 dropped 7%. Many investors have been waiting for a much needed breather in the market runup; however now people are asking, "Is this bull market over?" The obvious answer is definitely maybe.

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Top 10 Blog Posts (Q3 2014)

Submitted by Andrew Wang on Thu, 10/2/2014 - 11:11

top10-blog-posts-600pxIf you do not have time to read everything that we publish, at least read these 10. "Best" is rarely the same as "popular," but here we let the market decide. According to our readers, these are the best Runnymede blog posts of the third quarter of 2014:

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7 Things To Do Right Now Because Your Personal Data Is Under Attack

Submitted by Andrew Wang on Tue, 09/30/2014 - 07:30

With the popularity of social media and increased time spent online, many of us have willingly sacrificed our privacy in order to keep in frequent contact with friends -- sharing photos and details about where we ate dinner last night. However, it is the growth in our online shopping habits and preference to use plastic over cash that have increased our vulnerability to identity theft.

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Will Fear of Deflation Bring More Quantitative Easing?

Submitted by Chris Wang on Thu, 09/25/2014 - 02:41

In janet-yellen-deflationJanuary 2012, the Fed outlined its 2 percent goal for inflation. But despite buying more than $4 trillion in bonds since 2008, inflation has remained stubbornly below that goal. Because of this I am beginning to wonder if the Fed will consider turning quantitative easing back on for another round of asset purchases in 2015.

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An impartial review of the Security Benefit Secure Income Annuity

Submitted by Chris Wang on Mon, 09/8/2014 - 04:07

annuitiesThe annuity business has grown in popularity as investors, especially those nearing retirement, look for options to protect themselves from stock market volatility and give them a decent income stream in retirement. With over $200 billion in annual sales, the annuity industry is big business with lots of salesmen trying to persuade you to make a purchase.

Today I will dig deep into an indexed annuity which has been booming in popularity in recent years. Sales of indexed annuities, a fixed annuity that provides a minimum guaranteed rate of interest combined with an interest rate tied to movement of an index, increased to $39.3 billion in 2013, a 17% gain year over year. This is the biggest percentage increase of any form of annuity.

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The Best and Worst 529 College Savings Plans of 2014

Submitted by Chris Wang on Tue, 08/19/2014 - 12:34

chloe2My weekends are packed with activities to entertain my 2-year-old daughter Chloe. Virtually all my friends have children, from newborns to kindergarten age. We all reminisce about the days when college was a third of the cost and wonder how the heck we will pay for our kids to go to college. With 50 colleges charging over $60,000 a year, where will prices be in another 10-15 years?!?!? My dad always thinks outside the box and he thought I should train to become a football placekicker so I could earn a scholarship. While definitely a cool idea, it never progressed past a Nerf football being kicked about 15 yards in the backyard.

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Stock buybacks fueling earnings growth and higher prices

Submitted by Chris Wang on Thu, 08/14/2014 - 05:08

Apple-share-buybacksIn the first quarter, US companies returned a record amount of cash to shareholders via stock buybacks and dividends. This trend has helped drive the stock market's record-setting rally; but is this a good or bad sign for the bull market going forward?

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Storm Warning: Warren Buffett stockpiling record cash

Submitted by Chris Wang on Wed, 08/6/2014 - 02:46

warren_buffett_cashBerkshire Hathaway just reported its most profitable quarter ever. Operating income topped $4.3 billion, far surpassing analyst expectations. Thanks to Warren Buffett's savvy investing, Berkshire is now sitting on its largest stockpile of cash in its storied history. Cash and cash equivalents are above $55.4 billion for the first time ever and is 55% higher than a year ago.

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Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Runnymede Capital Management, Inc.), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from Runnymede Capital Management, Inc. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Runnymede Capital Management, Inc. is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. A copy of the Runnymede Capital Management, Inc.’s current written disclosure statement discussing our advisory services and fees is available for review upon request.

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