5 Reasons Why Market Timing Is Not Always Bad

IM 048: How I Saved $100,000 Right After College | Bola Sokunbi

IM 047: Building a Business From Gas Station to Rentals and Limousines | Howard Gogel

IM 046: Give a Little, Help a Lot at Kiva.org | Jessica Hansen

7 months later: Bitcoin from mania to pain trade

IM 045: The Power of Spreadsheets and Tracking Your Money | Peter Polson

IM 044: Learn to Invest Like Warren Buffett | Danielle Town

US stocks outpacing international again in 2018

IM 043: Why Not Now? Take Your Idea From Dreaming to Doing | Amy Jo Martin

An impartial review of the Nationwide New Heights 12 Fixed Index Annuity

An impartial review of the Nationwide New Heights 9 Fixed Index Annuity

Wang Brothers named on Investopedia 100 list of top influential financial advisors

IM 042: The Power of Creating Her Own Brand, "The Financial Grown Up" | Bobbi Rebell

An impartial review of the Allianz 222 Annuity - updated June 2018

An impartial review of the Global Atlantic SecureFore 3 Fixed Annuity

An impartial review of the Global Atlantic SecureFore 5 Fixed Annuity

Sinemia review: how to go to the movies for $5 or less

Tidal wave of fund flows heading for mainland China

IM 041: Unleash Your Potential So You Can Have It All | Nichole Carlson

3 tips to turbo charge your 529 plan #529Day

IM 040: Lessons from a Broadway Entrepreneur | Ken Davenport

How to get your Amazon Prime membership for free

IM 039: Financial Therapy for your Brain | Kiné Corder

Fundamentals matter: the bull market grinds higher

3 tips to stop annoying and fraudulent robocalls

IM 038: Market Research, Millennials, and Finances | Barbara Leflein

An impartial review of the New York Life Secure Term MVA Fixed Annuity II

An impartial review of the New York Life Secure Term Choice Fixed Annuity II

Runnymede proudly sponsors the March for Babies

IM 037: Passion, Purpose, and Building The Financial Gym | Shannon McLay

5 ways to achieve your financial fitness goals #FinHealthMatters

IM 036: "Ready Player One" Screenwriter on Enjoying the Process | Zak Penn

IM 035: Overcoming Adversity and What Makes a Millionaire | Dr. Jude Miller Burke

Visual of the World's Money and Markets [infographic]

Will #YOLO Ruin Your Retirement? It Doesn't Have to.

IM 034: Pursuit of a Purpose Driven Life | Tope Fajingbesi

Using cash over credit is costing you tens of thousands of dollars

IM 033: Transform Your Life with the Art of Moment Making | Jon Vroman

Tips and tricks to teach your children about money

Tip of the week: Give to charity anytime of year

IM 032: Generosity Can Positively Impact Your Life, Work, and Community | Wendy Steele

IM 031: What Is Bitcoin? A Primer on Crypto and Blockchain | Adam Draper

An epic infographic explaining Alibaba

Time to invest in a generator (stock)?

IM 030: Shift Your Money Mindset and Master Your Money | Jen Hemphill

IM 029: Building a Multi-Million Dollar Passive Income Vending Machine Business | Matt Miller

S&P earnings are strong and optimistic for 2018

Will trade tariffs cause higher inflation and beer prices?

1-year Treasury rates hit 10 year high

IM 028: How AI Will Make You A Better Investor | Nathan Stevenson

The Podcast Explosion. Are You Listening?

401K Providers: 2017 Top 10 Lists

IM 027: Happily Retired in Their 40s by Spending Less | Tim and Amy Rutherford

Is the Year of the Dog bullish or bearish for the market?

 401(k) Trends for Business Owners [infographic]

IM 026: Personal Finance with Comedy and Play on the Stacking Benjamins Podcast | Joe Saul-Sehy

Experts are starting to see parallels to the financial crisis?

Don't invest in things you don't understand

IM 025: Increasing Sales by Answering Customers' Questions | Marcus Sheridan

A stock market lesson from Coldplay's Chris Martin

US firms bullish on prospects in China

IM 024: Lessons from a Financial Coach and Millionaire Next Door | Rocky Lalvani

Warning sign: retail investors finally join the party

GSAM: No recession in sight, stay bullish

Ray Dalio predicts a market blowoff rally

IM 023: Find Your Focus With Futurist and Executive Coach | Bill Jensen

What a government shutdown means for your investments

China policy to reshape 21st century economy

IM 022: The House that Podcasting Built | John Lee Dumas

Chris Wang on Reuters TV: It could be another big year for the market

Buffett: huge tax cut isn't baked into market

IM 021: Walking Through Doors to the Biggest Law Firm in the World | Phil White

Investors aren't bullish enough on US stocks for 2018

China pushing to be the world leader in AI

IM 020: Inspiring Growth Story of Maui Brewing Company | Garrett Marrero

Top 15 Blog Posts of 2017

3 Actionable Tips to get Financially Fit in 2018

IM 019: The Best of 2017, Part 2

Will the stock market boom or bust in 2018?

3 year end tax tips spurred by tax reform

IM 018: The Best of 2017, Part 1

IM 017: Setting Small Goals to Achieve the Extraordinary | Colin O'Brady

Starbucks betting big on China - opens world's biggest cafe in Shanghai

IM 016: An Unconventional Path to Betting On Female Founders | Jesse Draper

See How Amazon's 100,000 Robots Prep Your Package for Delivery

Bitcoin mania will end in tears

Growth alert: New home sales hit 10-year high

IM 015: Thanks, Gratitude, and Our Kids | The Wang Family

How to Be a Better Interviewer

IM 014: The Unstoppable Rise of Soccer's Super-Rich Owners | James Montague

Dr. Robot? Chinese robot is the first to pass a medical exam

'Tis the season to be bullish

IM 013: How to Create Side Hustles That Can Outearn Your Full-Time Job | Gerald Zingraf

China's Single's Day shatters records as the biggest sales day anywhere on the planet

European junk bonds pose systemic risk in next downturn

IM 012: Outspoken Advocate for Civil Rights in the Episcopal Church | John Shelby Spong

Trump goes with safe pick for next Fed chair

My 10th anniversary on Kiva

IM 011: Math Teacher Turned Hip Hop Artist Performs to Change Lives | Dee-1

Taylor rule could spike interest rates higher

IM 010: How to Look at Money in Terms of Happy | Sarah Von Bargen

Black Monday 30th anniversary: is the next crash imminent?

Costco's price advantage is its moat vs the Amazon effect

IM 009: From Gang-banger to Making Music with Purpose | L.T. Smooth

Why does the market keep going up? It's earnings.

IMF raises its growth forecast for 2017 and 2018

IM 008: How to Hack College and Land Your Dream Job | Kyle Winey

Are we at the beginning of a secular bull market?

IM 007: An Actor's Spiritual Path to Success and Happiness | Linus Roache

EVERYONE should take action because of Equifax data breach

IM 006b: [BONUS EPISODE] How to Protect Yourself After the Massive Equifax Hack | Lynnette Khalfani-Cox

IM 006: An Entrepreneur's Journey From Journalist to The Money Coach | Lynnette Khalfani-Cox

Dow 1 million? Is Buffett actually too conservative?

Will Kim Jong Un blow up the bull market?

IM 005: How to Start and Sustain an Interfaith Movement for Hope and Peace | Alison Van Dyk

Are stocks expensive? Is this a bubble?

The rise of mobile payments in China

Why Start A Business Podcast?

IM 004: Helping Entrepreneurs and Minority Owned Businesses | Terrence Clark

5 simple steps to protect yourself from the massive Equifax data breach

Is war good or bad for the stock market?

IM 003: Transforming a Passion for Ping Pong into Big Business | Franck Raharinosy

IM 002: Multiply the Impact of Your Money by Helping the Poorest People in the World | Gret Glyer

IM 001: Playing Guitar for the Love and the Money Followed | Jim Kimo West

Why Emerging Markets Remain A Strong Buy Despite Huge 2017 Rally

IM 000: Welcome to the Inspired Money Podcast!

Consumer confidence can't be shaken by North Korea

Summer doldrums for stocks almost over?

Global earnings will hit record levels

Tepper: we are ‘nowhere near an overheated’ stock market

Billionaire Stanley Druckenmiller betting big on the China

Alan Greenspan warns of 'irrational exuberance' in bonds

Fidelity clients can now view their Bitcoin holdings on Fidelity.com

Happy birthday to our Chairman Sam Wang!

Appearance on Reuters TV

Warren Buffett's Berkshire sitting on record $100 billion cash hoard

Quote of the day: "The bull market could continue forever"

IMPACT of Artificial Intelligence

5 bullish quotes from earnings season

Tony Robbins: 7 questions to make sure your financial adviser is on your side

Next Fed Chair: Yellen, Cohn, or other

IMF ups China's growth expectations, cuts US forecasts

Death by Amazon is greatly exaggerated

Has college tuition reached its breaking point?

Why Turning Off The News Can Make You a Better Investor

One night in Las Vegas

Pick'em: Made in USA or lower price?

Will emerging markets continue to shine?

An investment lesson from tennis legend Roger Federer

Look to Japan for the future of robotic checkout

Chinese bike sharing giants heading stateside

The shift to passive investing and the coming "perfect storm"

5 shopping tips for Amazon Prime Day

Confident Americans set to spend record amount on summer vacation

Runnymede Shortlisted for 2017 US Captive Awards

A Look Inside Captive Insurance Companies' Investment Portfolios

This is why the stock market will go up from here

This $60 gadget will make you work out harder and get fit

Wang Brothers named on INVESTOPEDIA 100 list of top influential financial advisors

What Financial Health Means to Me #FinHealthMatters

3 Tips for Choosing the Best 401(k) Providers

Would you entrust your investments to a guy named Dr. Doom?

5 reasons why I enjoy making loans on Kiva

Mainland Chinese stocks finally win MSCI inclusion

3 essential financial tips for recent college graduates

Using a 529 plan to pay for gap year

Still Thankful the Day After Father's Day

Will interest rates rise sharply as the Fed shrinks its balance sheet?

Are your investments with a shady broker?

The rise of ETFs and their biggest flaw

Is another 1987 crash around the corner?

Fiduciary Rule: What You Need to Know

Professor says China and US Are Most Capitalistic Countries on Earth

Are you missing the hottest investment on the planet right now?

The US is going to crash and it will be massive?

Experts Concerned About Debt Yet Remain Very Bullish on China

Fascinating internet trends that can't be ignored

The failures of Elon Musk in an epic infographic

The country that produces the most solar power is...

Please mind the (retirement savings) gap

Amazon Is Everywhere

Remembering the heroes on Memorial Day

Millennials spend five hours a day doing this...

Weakening dollar adding fuel to earnings growth

Email Alert: How to Spot and Avoid Phishing Attacks

401(k) Tune Up: How to Lower Your Fund Fees

Monday motivational quotes from Barbara Corcoran and Bob Pittman

Fast food re-imagined? Robots aim to please at Eatsa

The Trump news flow is overwhelming. What should we do?

Chinese spend more eating out than the GDP of Sweden

Why you should never use your debit card at a gas station

What would US stocks do if President Trump suddenly resigned?

Tesla begins taking deposits for solar roof

Long-term Jobs Killer Is Not China, It's Automation

Charlie Munger: Chinese stock market is cheaper than US

China's JD.com at the forefront of drone delivery

Grantham: This isn't a bubble

3 Things I Learned at FinCon Masters New York

Runnymede sponsors March for Babies walk

A lesson from Warren Buffett on buying fear Part 3

From Stage to Investing, Why Courage Is More Important Than Confidence

Cybersecurity: How to Lock Down Passwords and Protect Your Digital Life

Five Reasons The Bull Market Is Likely to Go Even Higher

Benchmark Your 401(k) Plan

Happy Birthday! Bull market in stocks turns 8.

Sweeping changes coming to the Fed

How the fiduciary standard protects you

Wall Street's biggest bull turns bearish

Why Not Now? Realizing Your Goal Starts With Action Today.

How to Find an Old 401(k)? A Comprehensive Guide to Help You Find Your Money.

Will the stock market boom or bust in 2017?

Tom Friedman’s Advice to Millennials

5 money saving tips for 2017

Are stock market apps making you a bad investor?

How to Value Your Charitable Stock Donations

Economic Data Says Market Can Go Higher

Tom Lee: Republican "Revolution" Could Extend Bull Market

Happy Thanksgiving

8 Days Later: Trump effect on financial markets

Peso's pain is a traveler's gain

How Much To Pay a Fee-Only Advisor? A Look At Average Annual Fees.

S&P on track to post best earnings since 2014

The 2016 Presidential Election and the Stock Market

401(k): Finding The Right Asset Allocation

Your 401(k): Benefits of Starting Early

QE side effect: Corporations are getting paid to borrow

How to Diversify Your 401(k)

The Downside of Passive Investing

Runnymede Wins Top Customer Care in Investment Management for Fourth Year

The Deflationary Impact of Negative Interest Rates

401K Providers: 2016 Top 20 Lists

Will S&P earnings drive the market to new heights?

Black swan watch: European banks

Plan Sponsors: How to Review Plan Costs to Avoid Lawsuit

Systematically Tracking Financial Weather Conditions

Will Derivatives Be The Next Black Swan?

The Market Is Broken: Thoughts on Big Investors and Lack of Oversight

Lessons from Walt Disney on Chasing Dreams and Long-term Investing

3 Reasons Why I Walk at the March for Babies

401k Fees: An Employee Checklist

An impartial review of the Allianz Core Income 7 Annuity

Taking Too Much Risk May Sink Your Retirement

Earnings Recession: Big Negative For the Market

Watch out! Negative interest rate policy is coming to the US sooner than later

The Global Bear Market has Reached US Soil

They Say The Sky Is Clear, We Say Take Cover

The Fed: Asleep at the Switch

Will Kamikaze Kuroda crash the global financial markets?

Wall Street strategists forecast a weak bull market again for 2016

Why do I prefer Service Sector investing? Because Santa says so.

We're Not Too Sure About Janet Yellen's Economic Forecast

Qualified Charitable Distribution from IRAs Permanently Extended

Junk bond sell off reminiscent of subprime in 2007

Is the Fed rate hike a big mistake?

3 Ways to Maximize Your Charitable Giving on #GivingTuesday

401K Providers: 2015 Top 20 Lists

S&P 500 earnings are getting worse, not better

Why 401K Education is Important

The Bank of Japan Owns Half of Japan's ETFs Market and It May Just Buy the Whole Damn Thing

Qualified Charitable Distributions from IRAs on Hold in 2015

BrokerCheck: Brokers Required to Link to Free Background Check Site

Bulls (and Bears) Gain Ground in Barron's Fall Big Money Poll

The 3 Biggest Fixed Index Annuity Myths

3 Reasons Why the Fed Won't Raise Rates and Is More Likely to Ease

Runnymede Team Makes Top 100 Most Social Financial Advisors List

Andrew Wang quoted in InvestmentNews

The Fed Shows Their Next Recession Plan: Negative Interest Rates

Top 3 Things I Learned at Runnymede This Summer

What is Your Strategy in Volatile Markets?

They Say Recovery, We Say Recession

S&P earnings to suffer annual decline for first time since 2008

3 Bubble Warnings to Listen to Before It's Too Late

Runnymede Receives Top US Captive Services Award For "Innovation in Investment Management"

The Stock Market is Overvalued According to Buffett and Shiller

Portfolio Diversification: A Quick Tip To Do It Better

The Dichotomy of the Dow

A Lesson from Warren Buffett on Buying Fear Revisited

Why the Fed won't raise rates in 2015 in one simple chart

A little or a latte: turning coffee savings into a car

What Divorcing Women in New Jersey Need To Know About Alimony 'Reform'

Financial weather: Central bankers creating clear skies

Is there value in the Chinese stock market or is it a dangerous bubble?

What a Greek bankruptcy means to your investment portfolio

Unclaimed Property - Claim Your Cash Today

How to Use BrokerCheck to Perform a Financial Advisor Background Check

3 Investment Lessons from the Game of Thrones

IMF urges Fed to delay interest rate hike until 2016

Just say No to front end load mutual funds

Andrew Wang Quoted in Forbes

Chris Wang quoted in Barron's

Buyer Beware: Your Broker is a F*@#ing Crook!

The invisible hand of central bankers and government intervention

You just gave your annuity agent a great vacation, cruise or Rolex

Money Managers Shift to Neutral: Barron's Big Money Poll

Why I Walk at the March for Babies

Central bankers are giving out easy money

First Quarter 2015 in Review: International markets melt up

Cable TV cord cutting has reached its tipping point

Will the Fed raise rates in 2015? Don't count on it

Wang Brothers Debut on Top 100 Most Social Financial Advisors List

Building an Investment Portfolio That Sparks Joy

The Life-Changing Magic of Tidying Up... Your Investment Portfolio (Part I)

Andrew Wang quoted in Forbes

How low can you go? Bond yields are going negative!

Andrew Wang quoted in Forbes

Where have all the (S&P 500) earnings gone?

Academy Award Winning Investment Advice

Does My Financial Advisor Need To Be Local To My Area?

Top 10 Blog Posts of 2014

Show Me the Money: Where did the Fed's QE money go?

What does Irving Fisher's Equation of Exchange tell us about 2015?

An impartial review of the American Equity Bonus Gold Annuity

Follow the Loser: The Abnormal Behavior of Central Bankers

Black Swan Watch: The Oil Bubble Bursts

Factors Impacting Financial Climate Change

Reacting to Exogenous Variables in Financial Weather Forecasting

Andrew Wang Quoted China Slowdown No Problem To A-Shares Holders

3 Unique and Unusual Tips to be Financially Fit in 2015

Introducing the Financial Weather Watch

Wall Street Strategists Don't See an End to the Bull Market

Three Reasons to Combine Old 401k and IRA Accounts

The Winners and Losers of Falling Oil Prices

Giving Thanks for Family, Food and... the US Economy?

3 Steps to Protect Your Brokerage Account From Cybercriminals

US Service Sector growth slows in October

The Bull Market is on Borrowed Time

Runnymede Named "Best Customer Care in Investment Management" at US Captive Services Awards

Top 10 Blog Posts (Q3 2014)

Quarterly Commentary 3Q 2014

7 Things To Do Right Now Because Your Personal Data Is Under Attack

Will Fear of Deflation Bring More Quantitative Easing?

An impartial review of the Security Benefit Secure Income Annuity

The Best and Worst 529 College Savings Plans of 2014

Stock buybacks fueling earnings growth and higher prices

Storm Warning: Warren Buffett stockpiling record cash

A Look Inside Captive Insurance Companies' Investment Portfolios (2014)

Wednesday Wangdoodles

An impartial review of the Allianz 365i Annuity with Income Maximizer Rider

Wednesday Wangdoodles

Graph of Every Job in America Shows Service Sector Dominates

First Half 2014 in Review: Melt up!

Quarterly Commentary 2Q 2014

Robert Shiller definitely concerned about stock market peak

3 ways to earn more on your Cash

5 Tips to Keep Thieves Out of Your Bank and Brokerage Accounts

5 Investing Lessons from my Vacation in Mexico

Recommended Summer Reading on Index Annuities

The bond bull market is alive and kicking

What If You Cannot Afford To Be Hit By The Next Stock Market Crash?

Asset Protection: The Fed, US Dollar and Economy... What, Me Worry?

An impartial review of Pacific Life's Pacific Index Choice Annuity

A red flag? Market divergence may awaken the bear market

US Service Sector accelerates in April

Pop goes the tech bubble

Soaring food inflation threatens to derail US growth

Can Sotheby's stock predict a stock market crash?

An impartial review of the Allianz 360 Annuity with 360 Benefit Rider

US Service Sector accelerates in March

Don't Let Market Bubbles Hurt Your Portfolio

Top 10 Blog Posts (Q1 2014)

Quarterly Commentary 1Q 2014

Barney Stinson's investment philosophy is legen... wait for it... dary.

An impartial review of the Security Benefit Total Value Annuity

Protect Yourself from IRS Tax Scams

Is Fed Chair Janet Yellen Tapering Fast Enough?

Kerchunker profile: ServiceSource transitions to the cloud

US Service Sector slides to a four year low, employment plunges

An impartial review of the Pacific Life Variable Annuity

Investing in China is not dead, it's booming!

Avoid Four Common Portfolio Mistakes That Could Hurt You

Asset Protection 101: Knowing when to sell

Why the Dow 30 is in desperate need of a reboot

10 Things The SEC Wants You to Know About Variable Annuities

Eerie 1929 Chart is Scaring Wall Street

Monday Moguls: Jim Rogers tells you where to invest

The Death of a "Stock Picker's Market?"

US Service Sector grows, hiring improves in January

A Lesson From Warren Buffett on Buying Fear

New York Fed Announces New Service Sector Survey

Will you benefit from Obama's "MyRA" retirement accounts?

An impartial review of the Transamerica Variable Annuity X-Shares with Retirement Income Max Rider

Is the stock market going to kill you?

Double Your Pleasure at BrokerCheck With Two Types of Advisor Searches

Kerchunker Profile: LifeLock to benefit from Target data breach

5 simple steps to protect yourself from the Target data breach

Captive Review Q&A: Runnymede Capital, Best Customer Service in Investment Management

Angry variable annuity owners seek restitution

Wall Street strategists predict weak bull market

US Service Sector steady in December, but new orders contract

Quarterly Commentary 4Q 2013

2013 in review: US Stocks win the race

New Year's Resolution: 3 Easy Tips to Be Financially Fit in 2014

3 tips to increase the impact of your charitable giving

A Holiday Story of Hope, Opportunity and Helping Yourself

Larry Summers and Keynesians love bubbles

Do Higher Yields Mean Higher Risks For Captive Insurance Investment Portfolios?

The Madoff Effect: Do you trust family businesses?

US Service Sector grows at slower pace in November

Equity Management More Important Than Ever Before

Runnymede Capital Management Named "Best Customer Service in Investment Management" at 2013 Captive Services Awards

An impartial review of the Prudential Defined Income Variable Annuity

70,000 Brokers Don't Have a Clean Record. Check Yours At BrokerCheck.

Asset Protection 101: Enhancing returns with a prudent bear market strategy

Know Your Mutual Fund Fees and Expenses

Grandparents' 529 College Distributions Can Be a Ticking Time Bomb

Asset Protection 101: Diversification strategy gone wrong

US Service Sector Expands at Faster Pace in October

Asset Protection 101: When Buy and Hold Fails

Wang Brothers are now contributors to Huffington Post

Do Your Interests Come Before Your Advisor's?

Kerchunker Profile: Starbucks Aims to Dominate Tea

Join Runnymede's Campaign to Give Clean Water

Andrew Wang quoted in InvestmentNews

Saving For College 529 Plans with Upromise

Oil Services Kerchunker Core Laboratories Reports Record Results.

How much are your mutual fund fees? Much more than you realize!

Cost of Not Investing Your Captive Assets

The Rise of The Recurring Revenue Portfolio

Quarterly Commentary 3Q 2013

What Are Kerchunker Companies? 5 Reasons Why You Should Like Them

Chris Wang Quoted in Forbes

Asset Protection 101: Is the Bear (Market) Coming Out of Hibernation?

5 Shocking Facts about Target Date Funds

Chris Wang quoted in Forbes

Why I Flashed The Shaka Sign at the NYSE Opening Bell

US Service Sector Index Hits Highest Level Since It Was Created in 2008

Follow The Leader: Investing In Chinese Service Sector Growth

Top 3 Investment Tweets from VCIA 2013

3 Reasons Not to Fear the Taper

Chris Wang quoted at Mainstreet.com

Alert regarding "Corporate Records Service" Solicitation

Are your bond assets safe in a rising rate environment?

US Service Sector Soars in July

A Look Inside Captive Insurance Companies' Portfolios

The Great Rotation into Cash and International Equities

U.S. Jobs: It's All About The Service Sector

15 Best Finance Tweets of the Month: June

Quarterly Commentary 2Q 2013

Andrew Wang quoted in US News & World Report

Runnymede’s Andrew Wang Honored as Outstanding Asian American in Business

Quarterly Commentary 1Q 2013

Andrew Wang quoted at MoneyQ&A.com

How Did You Come Up With Your Business Name?

Quarterly Commentary 4Q 2012

Quarterly Commentary 3Q 2012

Runnymede Wins Best Customer Service in Investment Management Award

Quarterly Commentary 2Q 2012

Quarterly Commentary 1Q 2012

Runnymede Nominated for Emerging Manager Award

Surviving Financial Hurricanes 2.0 - December 2008

Quarterly Commentary 1Q 2008

IMPORTANT DISCLOSURE INFORMATION 

Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Runnymede Capital Management, Inc.-"Runnymede"), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions.  Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from Runnymede.  Please remember that if you are a Runnymede client, it remains your responsibility to advise Runnymede, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Runnymede is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. A copy of the Runnymede's current written disclosure Brochure discussing our advisory services and fees is available for review upon request. Please Note: Runnymede does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Runnymede's web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.