As a diplomat, journalist, marketing expert, advocate, and activist, Claudia Romo Edelman has consistently worked to make the world a better place by advancing humanitarian affairs such as migration, Hispanics, gender, education and early childhood development as well as advocating for Sustainable Development Goals and other large global issues.
Colt Cabana's success as an independent professional wrestler is no mistake -- he's got grit, passion, and hustle. He had to budget early in his career and today is an entrepreneur with multiple sources of income.
Many business owners are reluctant to offer a 401(k) retirement plan due to concerns over ongoing administration, costs, and compliance. Another layer of complexity is that the value of a 401(k) plan can vary widely depending upon how well it is run and if it's being used. Among clients that we work with, here are 5 reasons business owners cited that helped inform their decision to offer a 401(k).
Sometimes it is fun to look back and see who made the correct call on the markets. High profile investors make bold calls but are seldom held accountable for the bad ones. Yet, the media will go back to the "big" names year after year because they generate clicks for their ad dollars. Unfortunately this doesn't bode well for your investment portfolio if you take their newsworthy headlines as actual investment advice. Let's take a look back two years to the summer of 2016 when two of the most prominent investors Bill Gross and Jeffrey Gundlach were screaming SELL!
Should you write a book? Today, we chat with Chandler Bolt, founder of the Self-Publishing School, about the benefits of publishing a book, passive income, and more.
The Allianz 222 annuity has been one of the best selling index annuities for several years now as I wrote my first review of the product in May 2014. For two months through September 17th, they have increased the premium bonus from 22% to 30% (25% in NJ and OR) which gives the protected income value a nice espresso shot from day 1. Because this being sold by agents extra hard, I have received several calls from people looking for advice. Given that many seem confused as to how the bonus works, and no it doesn't give a boost to your account value, I though it would be a good idea to have a stand along blog post for this topic. So let's take a look at how it works, I will walk you through some of the numbers so you know what you are buying before signing on that dotted line.
The annuity business has grown in popularity as investors, especially those nearing retirement, look for options to protect themselves from stock market volatility and give them a decent income stream in retirement. With over $200 billion in annual sales, the annuity industry is big business with lots of salesmen trying to persuade you to make a purchase.
Today I will dig deep into the Allianz 222 Annuity which was launched in January of 2013 and was one of the best selling indexed annuities in the industry for the 4th quarter of 2013. Sales of indexed annuities, a fixed annuity that provides a minimum guaranteed rate of interest combined with an interest rate tied to movement of an index, increased to $39.3 billion in 2013, a 17% gain year over year. This is the biggest percentage increase of any form of annuity.
There are over 500,000 podcasts according to Apple Podcasts which means that if you can think of a topic, there's a good chance that there's a podcast about it. You can get super "meta," for example, there are niche podcasts that talk about niches. Or if old songs strike your fancy, you might check out Centennial Songs / The Antique Phonograph Music Program.
When it comes to personal finance and money, there are a variety of shows that address different topics. Rather than publish the usual "best of" list that you can already find elsewhere on the internet, we asked personal finance podcast hosts what episodes are their most popular and favorites. Read on, give a listen, and if any resonate with you, please leave a comment below to share your thoughts.
The Fed has been raising interest rates off its emergency levels for the past year and that should be good news for savers who can finally earn a risk free return. However, if you aren't savvy, then your large bank may still be "stealing" your interest by not paying you market rates. Do you know what your financial institution is paying on your savings account? If the answer is no, then you should check their website or your latest bank statement. Here is the ugly truth, Chase and Wells Fargo still are paying just 0.01% on savings accounts. That is robbery as they are pocketing your interest and dropping it into their profits which are in the billions. With money movement a simple mouse click away, you shouldn't allow the big banks to steal your interest.
Kristin shares how she went from a scarcity money mindset to one of abundance. We also discuss her book Get Money: Live the Life You Want, Not Just the Life You Can Afford.
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