IM 052: Global Advocate and Champion for Change | Claudia Romo Edelman

As a diplomat, journalist, marketing expert, advocate, and activist, Claudia Romo Edelman has consistently worked to make the world a better place by advancing humanitarian affairs such as migration, Hispanics, gender, education and early childhood development as well as advocating for Sustainable Development Goals and other large global issues. 

IM 051: The Remarkable Rise of an Indie Pro Wrestler | Colt Cabana

Colt Cabana's success as an independent professional wrestler is no mistake -- he's got grit, passion, and hustle.  He had to budget early in his career and today is an entrepreneur with multiple sources of income.

5 Reasons Your Company Should Offer a 401(k) Plan

Many business owners are reluctant to offer a 401(k) retirement plan due to concerns over ongoing administration, costs, and compliance. Another layer of complexity is that the value of a 401(k) plan can vary widely depending upon how well it is run and if it's being used. Among clients that we work with, here are 5 reasons business owners cited that helped inform their decision to offer a 401(k).

Throwback Thursday: Sell Everything or Buy?

Sometimes it is fun to look back and see who made the correct call on the markets. High profile investors make bold calls but are seldom held accountable for the bad ones. Yet, the media will go back to the "big" names year after year because they generate clicks for their ad dollars. Unfortunately this doesn't bode well for your investment portfolio if you take their newsworthy headlines as actual investment advice. Let's take a look back two years to the summer of 2016 when two of the most prominent investors Bill Gross and Jeffrey Gundlach were screaming SELL!

IM 050: Passive Income and The Art of Self-Publishing | Chandler Bolt

Should you write a book? Today, we chat with Chandler Bolt, founder of the Self-Publishing School, about the benefits of publishing a book, passive income, and more.

What is the Allianz 222's extra premium bonus worth?

The Allianz 222 annuity has been one of the best selling index annuities for several years now as I wrote my first review of the product in May 2014. For two months through September 17th, they have increased the premium bonus from 22% to 30% (25% in NJ and OR) which gives the protected income value a nice espresso shot from day 1. Because this being sold by agents extra hard, I have received several calls from people looking for advice. Given that many seem confused as to how the bonus works, and no it doesn't give a boost to your account value, I though it would be a good idea to have a stand along blog post for this topic. So let's take a look at how it works, I will walk you through some of the numbers so you know what you are buying before signing on that dotted line.

An impartial review of the Allianz 222 Annuity - updated July 2018

Editor's Note: This post was originally published in May 2014 and has been updated for freshness, accuracy, and comprehensiveness.

Through September 17, 2018, the premium bonus has increased from 22% to 30%. Read more in my latest blog post "What is the Allianz 222's extra premium bonus worth?"

The annuity business has grown in popularity as investors, especially those nearing retirement, look for options to protect themselves from stock market volatility and give them a decent income stream in retirement. With over $200 billion in annual sales, the annuity industry is big business with lots of salesmen trying to persuade you to make a purchase.

Today I will dig deep into the Allianz 222 Annuity which was launched in January of 2013 and was one of the best selling indexed annuities in the industry for the 4th quarter of 2013. Sales of indexed annuities, a fixed annuity that provides a minimum guaranteed rate of interest combined with an interest rate tied to movement of an index, increased to $39.3 billion in 2013, a 17% gain year over year. This is the biggest percentage increase of any form of annuity.

Personal Finance Podcasters And Their Favorite Episodes

There are over 500,000 podcasts according to Apple Podcasts which means that if you can think of a topic, there's a good chance that there's a podcast about it. You can get super "meta," for example, there are niche podcasts that talk about niches. Or if old songs strike your fancy, you might check out Centennial Songs / The Antique Phonograph Music Program.

When it comes to personal finance and money, there are a variety of shows that address different topics. Rather than publish the usual "best of" list that you can already find elsewhere on the internet, we asked personal finance podcast hosts what episodes are their most popular and favorites. Read on, give a listen, and if any resonate with you, please leave a comment below to share your thoughts.

Is your bank still paying you nothing on your savings?

The Fed has been raising interest rates off its emergency levels for the past year and that should be good news for savers who can finally earn a risk free return. However, if you aren't savvy, then your large bank may still be "stealing" your interest by not paying you market rates. Do you know what your financial institution is paying on your savings account? If the answer is no, then you should check their website or your latest bank statement. Here is the ugly truth, Chase and Wells Fargo still are paying just 0.01% on savings accounts. That is robbery as they are pocketing your interest and dropping it into their profits which are in the billions. With money movement a simple mouse click away, you shouldn't allow the big banks to steal your interest.

IM 049: Get Money, Freelancing and Gratitude | Kristin Wong

Kristin shares how she went from a scarcity money mindset to one of abundance. We also discuss her book Get Money: Live the Life You Want, Not Just the Life You Can Afford.

IMPORTANT DISCLOSURE INFORMATION 

Please remember that past performance may not be indicative of future results.  Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Runnymede Capital Management, Inc.-"Runnymede"), or any non-investment related content, made reference to directly or indirectly in this blog will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful.  Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions.  Moreover, you should not assume that any discussion or information contained in this blog serves as the receipt of, or as a substitute for, personalized investment advice from Runnymede.  Please remember that if you are a Runnymede client, it remains your responsibility to advise Runnymede, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, or if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Runnymede is neither a law firm nor a certified public accounting firm and no portion of the blog content should be construed as legal or accounting advice. A copy of the Runnymede's current written disclosure Brochure discussing our advisory services and fees is available for review upon request. Please Note: Runnymede does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Runnymede's web site or blog or incorporated herein, and takes no responsibility for any such content. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

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